Now that I’m going bankrupt, should I buy all the things I’ve always wanted and let the bills be discharged in bankruptcy?

A. Bankruptcy is designed to give a fresh start in life to honest people who have more debts than they can handle. Running up debts just before bankruptcy is fraud, which may cause those debts not to be discharged. Even if you have used your credit cards for purposes which you feel were not fraudulent  the trustee or the creditors may raise the specter of FRAUD and try to prevent such charges from being discharged.  When you come in for your conference you will be asked to reveal details of your credit card use. Excessive credit card use does not automatically prevent a discharge of your debts.   The timing and the amounts will be discussed by attorney Bodor.